After a car accident, it is easy to become overwhelmed and lose objectivity. One of the first things most people do after an accident is call their insurance company, and while it sounds logical to do so, not consulting with an attorney first can be a costly mistake.
Insurance companies are businesses
Insurance companies want to minimize their expenses and make money like any other business. When you file a claim with them, the insurance company’s goal is to settle it for the least amount of money possible, often regardless of the true extent of your damages.
Understanding the extent of your injuries
Right after an accident, you may not be aware of the full extent of your injuries and how the accident will impact you and your family long-term. Some injuries do not present symptoms until months or years after they happen, and you may need funds in the future for medical treatment or lost wages.
Complicated legal and medical issues
Car accident claims often involve complicated legal matters and medical issues that a personal injury attorney is familiar with, but the average person may not be. It is critical to be knowledgeable about Connecticut laws and regulations and understand how to assess a claim properly.
Negotiation skills to maximize your compensation
Most accidents result in settlements and do not go to trial. Therefore, it is necessary to have an attorney who can negotiate well with the other parties involved, including the insurance companies. It is not wise to accept the first offer an insurance company sends your way.
Settling your car accident claim directly with an insurance company might seem natural, but it is often a mistake. It can leave you with inadequate compensation and unresolved issues. Having an attorney who will advocate for you and your rights will ensure you have the best outcome possible.
