Drivers in Connecticut are entitled to file a claim for lost wages after an accident. This is an important right that prevents you from having your savings drained while you are in recovery. Without this right, you could risk losing your home, car, and other belongings. With it, you can recover your health and preserve your quality of life.
What do lost wages consist of?
Motor vehicle accidents can lead to all kinds of injuries. If you are not at fault for the accident, you shouldn’t have to bear the cost. You also shouldn’t have to face the prospect of bankruptcy as you struggle to pay your bills.
Your lost wages comprise all the wages you would have earned from your job if you were not injured. You may have been fired from your job for not reporting after you used up all of your sick and vacation days. If this is the case, your lost employment also counts in this category.
How can you submit a claim?
You have several options for submitting a claim for lost earnings. The first is to make an official request to your insurance company. You will need to be sure that your policy includes coverage of this type.
Alternatively, you can make a request to the insurance company representing the other driver. This can only be done if they are the one who is at fault for the accident. If these steps are not viable, you can file a lawsuit against the other driver. The court will decide the ultimate judgment for the case.
Does your policy cover your claim?
It’s important to know in advance what kind of claim you can make under the terms of your insurance coverage. For example, some policies may support a claim of bodily injury coverage. Others may offer coverage for uninsured or underinsured drivers.
One of the best policies to have is personal injury protection. This allows you to claim lost wages no matter who was at fault.